Several loans, payday loans or utility debts — in one loan with one payment.
Refinancing lets you reduce your monthly payment — through a lower interest rate or a longer repayment term. If you have several loans, it is simpler and more convenient to plan them as one. The programme is suitable for paying off debts and refinancing consumer, mortgage and other loans. Grand Credit's financial specialists advise and support you throughout the repayment period. You should also know the other side: a longer term reduces the monthly payment but increases the total cost of the loan. You can see both figures in the refinancing calculator on this page.
Refinancing of consumer, mortgage and other loans — rate from 9%, term up to 20 years.
Up to €3,000 at 4% per year for up to 2 years. The maximum amount repayable under the agreement is €3,550.
From €500 — for the principal debt and accrued penalties, without debt collectors as intermediaries.
A longer term reduces the monthly payment but increases the total cost of credit. Shorten the term to see how both figures change.
Apply for refinancingThe calculation is indicative: rate 9% per year, refinancing arrangement fee from 3% of the amount (at least €360). A loan specialist will state the exact terms.
A car, education, travel, major purchases — a loan secured by a flat, house or land, with flexible repayment.
Home renovation, a terrace, garden, furniture and appliances — or completing an unfinished house.
Buying a flat, house or land — a sound financial investment at any time.
Representative example: loan of €10,000 for 120 months, fixed interest rate of 9% per year, arrangement fee €215, monthly payment €126.68, annual percentage rate (APR) 9.94%, total amount repayable €15,416.60. Important information