Cookie policy
Which cookies the website uses and how to disable them.
What cookies are
Cookies are small text files that your browser stores on your device when you visit a website. They help the site work and let us understand how it is used.
Which cookies we use
Technical
Ensure the site works and that forms are secure, including protection against request forgery, and remember your cookie choice. The site does not work without them, and they cannot be disabled.
Statistics
Help us understand which pages are read, how the calculator is used and where visitors leave. Enabled only with your consent.
Marketing
Let advertising platforms (Google, Meta) measure whether an ad led to an application and show you relevant ads. Enabled only with your consent.
What is attached to your application
If you submit an application, we attach the history of this visit to it: which pages you viewed, how you used the calculator, which ad or website brought you here and how you filled in the application. This helps our specialist understand your needs. If you have accepted statistics cookies, we also attach your earlier visits (up to 6 months). The application also records which cookie categories you accepted.
List of cookies
Technical cookies
| Cookie | Set by | Purpose | Expires |
|---|---|---|---|
_grand_credit_session |
This website | Session: security and keeping your application while you fill it in | until the browser is closed |
lk_consent |
This website | Remembers your cookie choice | 6 months |
Statistics cookies
| Cookie | Set by | Purpose | Expires |
|---|---|---|---|
lk_vid |
This website | Visitor number: links your visits to show the path to an application | 6 months |
_ga, _ga_* |
Google Analytics | Visit statistics | 13 months |
_clck, _clsk |
Microsoft Clarity | Page usage analysis: clicks, scrolling, session recordings | up to 1 year |
MUID, MR, SM, SRM_B, ANONCHK |
Microsoft (clarity.ms, bing.com) | Running Microsoft Clarity: recognising the visitor and sending data | up to 13 months |
How to change your choice
You can change your choice at any time with “Cookie settings” at the bottom of the page or the button below. You can also delete or block cookies in your browser settings; after blocking technical cookies some features of the site may not work.
Version effective from 10.11.2026