Privacy policy
How Grand Credit processes personal data.
Controller
The personal data controller is AS "Grand Credit", reg. No. 50003952521, address Vesetas iela 3, Rīga, LV-1013. For questions about data processing, write to info@grandcredit.lv.
Purposes for which we process data
- To review your application and assess your creditworthiness
- To check your credit history in credit registers, as required by law
- To prepare, perform and monitor the loan agreement
- To meet accounting and other legal obligations
- To communicate with you about your application and agreement
Legal basis
We process data on the basis of preparing and performing an agreement, compliance with a legal obligation, and the legitimate interests of the controller. Marketing communication takes place only with your consent, which you may withdraw at any time.
Who we share data with
We share data only with those who need it to provide the service: credit registers, certified valuers, insurers, sworn notaries and public authorities in cases provided for by law. We do not sell data or share it for advertising purposes.
How long we keep data
If no agreement is signed, we keep application data no longer than necessary to review the application and to observe limitation periods for claims. We keep agreement data for the periods set out in the agreement and by law, including those set for accounting documents.
Your rights
- To access your data and receive a copy of it
- To request correction of inaccurate data
- To request erasure of your data or restriction of processing where there is a legal basis for it
- To object to processing based on legitimate interests
- To withdraw consent to marketing communication
- To lodge a complaint with the Data State Inspectorate
Version effective from 10.11.2026