A car, education, travel, major purchases — a loan secured by a flat, house or land, with flexible repayment.
This is Grand Credit's core programme: a loan for major expenses, secured by real estate. The collateral is what allows us to offer larger amounts than consumer lenders, at a lower rate and with a smaller monthly payment. The property remains yours. After the agreement is signed, a mortgage is registered in the Land Register, and all original documents stay with you. After the final payment, the mortgage is deleted. Repayment terms are flexible: the term can be extended and the amount increased, and a payment holiday of up to six months helps you get through a period when your income temporarily drops.
A loan for major goals with a term of up to 20 years and a rate from 9% per year.
Up to €12,000 for up to 3 years. The start of payments can be deferred — interest continues to accrue during this time.
Home renovation, a terrace, garden, furniture and appliances — or completing an unfinished house.
Several loans, payday loans or utility debts — in one loan with one payment.
Buying a flat, house or land — a sound financial investment at any time.
Representative example: loan of €10,000 for 120 months, fixed interest rate of 9% per year, arrangement fee €215, monthly payment €126.68, annual percentage rate (APR) 9.94%, total amount repayable €15,416.60. Important information